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Our Story

Carolina Small Business Development Fund creates economic opportunities across North Carolina.
We support communities by helping entrepreneurs build the businesses of their dreams.

We are dream catchers.

Our Story


Your journey begins here. But It's not just a loan. You’ll gain access to capital, the skills to manage debt and build credit, and resources for financial education. To apply for a loan, please complete our online application.

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North Carolina Small Business Recovery Fund

Was your business damaged during Hurricane Matthew, or the recent Tropical Storms or Western wildfires? You may be eligible for assistance.

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Programa Empresarial Latino

Nuestra misión es proporcionar servicios de préstamos, asistencia técnica y herramientas de gestión empresarial a los empresarios hispanos y la comunidad latina en Carolina del Norte; en especial a aquellos que están social o económicamente en desventaja o desatendidos.

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Western Women's Business Center

The mission of the Western Women’s Business Center is to provide capital, high quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Western North Carolina.

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Innovation and Entrepreneurship Center

Carolina Small Business Development Fund in partnership with Shaw University has established an Innovation and Entrepreneurship Center in Southeast Downtown Raleigh. The Center’s purpose is to: inspire, connect, encourage, and support startups, students and existing entrepreneurs.

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The Sandwich Man, LLC.

“When life hands you lemons, make subs, salads, and more” – John Nelson. John Nelson and his wife Monday are the perseverant owners of The Sandwich Man, LLC – Sub Station II in Raleigh, NC. After being laid off from a corporate position, Nelson was inspired to open a sandwich franchise business in May 2016. The Sandwich Man, LLC, was created to bring Sub Station II back to the Raleigh area. Sub Station II is a quick serve sandwich shop featuring sliced meats on an exclusive New York Bun. With CSBDF’s help, the Sandwich Man, LLC was able to open in Wake County and provide employment to nine individuals.

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Harnessing the power of local food systems

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Carolina Small Business Spotlight: Caitlin Davis

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Carolina Small Business Development Fund & Elizabeth City State University Open Eastern Women’s Business Center 

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Our Lending Impact

$39.3 Million

Total investment since 2010


Total loans for start-ups and existing businesses


Total jobs created or maintained