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Our Story

Carolina Small Business Development Fund creates economic opportunities across North Carolina.
We support communities by helping entrepreneurs build the businesses of their dreams.

We are dream catchers.

Our Story

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Your journey begins here. But It's not just a loan. You’ll gain access to capital, the skills to manage debt and build credit, and resources for financial education. To apply for a loan, please complete our online application.

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North Carolina Small Business Recovery Fund

Was your business damaged during Hurricane Matthew, or the recent Tropical Storms or Western wildfires? You may be eligible for assistance.

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Western Women's Business Center

The mission of the Western Women’s Business Center is to provide capital, high quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Western North Carolina.

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Programa Empresarial Latino

Nuestra misión es proporcionar servicios de préstamos, asistencia técnica y herramientas de gestión empresarial a los empresarios hispanos y la comunidad latina en Carolina del Norte; en especial a aquellos que están social o económicamente en desventaja o desatendidos.

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Eastern Women's Entrepreneurship Center

The Eastern Women’s Entrepreneurship Center (EWEC) was created through a partnership between Carolina Small Business Development and Elizabeth City State University to provide an ecosystem of support to female entrepreneurs that will provide sustainable growth and job creation in Northeastern North Carolina. The mission of the EWEC is to provide capital, high-quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Northeastern North Carolina.

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Are you a driven woman entrepreneur looking for capital to grow your business?

Carolina Small Business is offering a 2 percent interest deduction on loans for qualifying women entrepreneurs in North Carolina, through the Tory Burch Foundation Capital Program, powered by Bank of America.

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Innovation and Entrepreneurship Center

Carolina Small Business Development Fund in partnership with Shaw University has established an Innovation and Entrepreneurship Center in Southeast Downtown Raleigh. The Center’s purpose is to: inspire, connect, encourage, and support startups, students and existing entrepreneurs.

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The Carthens Law Firm

Zshakira Carthens is the sole proprietor of Carthens Law Firm, located in Fayetteville, NC. Inspired by her family and the lives that she would make an impact on, Zshakira decided to open Carthens Law Firm. Her law firm represents clients in the areas of family law and personal injury including divorce, child custody, child support, property division, alimony, and adoptions. Before opening her business, Carthens knew that she enjoyed spending time with other attorneys and learning from their experiences. Between serving in the military, going to Law school and building her career, Carthens knew deep down that entrepreneurship was made for her.

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North Carolina ranks 43rd among states for financial health of residents

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Opportunity Zone program seeks to unlock capital for distressed communities

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Carolina Small Business Staff Spotlight: Joe Battle

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Our Lending Impact

$44 Million

Total investment since 2010

607

Total loans for start-ups and existing businesses

2,029

Total jobs created or maintained