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Our Story

Carolina Small Business Development Fund creates economic opportunities across North Carolina.
We support communities by helping entrepreneurs build the businesses of their dreams.

We are dream catchers.

Our Story


Your journey begins here. But It's not just a loan. You’ll gain access to capital, the skills to manage debt and build credit, and resources for financial education. To apply for a loan, please complete our online application.

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Dream Big Small Business Competition

Apply to qualify for a loan with Carolina Small Business Development Fund. Five finalists will be selected to participate in an online voting competition where the winner will receive full project financing and free professional support services!

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4th Annual WWBC Conference

We invite you to join us at our 4th Annual Western Women's Business Center Conference: Planting Seeds, Inspiring Growth, in partnership with A-B Tech Small Business Center.

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Western Women's Business Center

The mission of the Western Women’s Business Center is to provide capital, high quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Western North Carolina.

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Programa Empresarial Latino

Nuestra misión es proporcionar servicios de préstamos, asistencia técnica y herramientas de gestión empresarial a los empresarios hispanos y la comunidad latina en Carolina del Norte; en especial a aquellos que están social o económicamente en desventaja o desatendidos.

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Eastern Women's Entrepreneurship Center

The Eastern Women’s Entrepreneurship Center (EWEC) was created through a partnership between Carolina Small Business Development and Elizabeth City State University to provide an ecosystem of support to female entrepreneurs that will provide sustainable growth and job creation in Northeastern North Carolina. The mission of the EWEC is to provide capital, high-quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Northeastern North Carolina.

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Innovation and Entrepreneurship Center

Carolina Small Business Development Fund in partnership with Shaw University has established an Innovation and Entrepreneurship Center in Southeast Downtown Raleigh. The Center’s purpose is to: inspire, connect, encourage, and support startups, students and existing entrepreneurs.

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Djubi/Moonracer Industries Inc.

To help expand their products and manufacturing, Dave and Norman applied for a loan with Carolina Small Business Development Fund, allowing them to sell more and increase their products. With Djubi’s success, they were able to hire sales representatives to help sell their toys. Today, Dave and Norman have up to 5+ products that they sell on their website www.djubi.com and on Amazon. The toys continue to be a hit!

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When Vision & Values are Shared: Partnering to Achieve Greater Impact for Small Businesses

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Carolina Small Business Staff Spotlight: Don Harrington

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First Tennessee Bank Invests $500,000 in Carolina Small Business Development Fund

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Our Lending Impact

$45.5 Million

Total investment since 2010


Total loans for start-ups and existing businesses


Total jobs created or maintained