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Our Story

Carolina Small Business Development Fund creates economic opportunities across North Carolina.
We support communities by helping entrepreneurs build the businesses of their dreams.

We are dream catchers.

Our Story


Your journey begins here. But It's not just a loan. You’ll gain access to capital, the skills to manage debt and build credit, and resources for financial education. To apply for a loan, please complete our online application.

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Western Women's Business Center

The mission of the Western Women’s Business Center is to provide capital, high quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Western North Carolina.

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Programa Empresarial Latino

Nuestra misión es proporcionar servicios de préstamos, asistencia técnica y herramientas de gestión empresarial a los empresarios hispanos y la comunidad latina en Carolina del Norte; en especial a aquellos que están social o económicamente en desventaja o desatendidos.

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Eastern Women's Entrepreneurship Center

The Eastern Women’s Entrepreneurship Center (EWEC) was created through a partnership between Carolina Small Business Development and Elizabeth City State University to provide an ecosystem of support to female entrepreneurs that will provide sustainable growth and job creation in Northeastern North Carolina. The mission of the EWEC is to provide capital, high-quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Northeastern North Carolina.

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Innovation and Entrepreneurship Center

Carolina Small Business Development Fund in partnership with Shaw University has established an Innovation and Entrepreneurship Center in Southeast Downtown Raleigh. The Center’s purpose is to: inspire, connect, encourage, and support startups, students and existing entrepreneurs.

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Coach helps mother of three bring small business dream to life

When Cheryle Lakes decided to start a venture to serve expecting mothers, Blooming Baby 4D, it was only natural she wasn’t always sure what to do. But she was glad she could pick up the phone and call an advisor with Carolina Small Business Development Fund for assistance.

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Recognizing Accomplishments During Women’s Small Business Month

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1st Annual Women’s Conference Oct. 19 & 20 in Eastern North Carolina

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Carolina Small Business Board Spotlight: Stephanie Swepson-Twitty

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Our Lending Impact

$55.8 Million

Total N.C. investment since 2010


Total N.C. loans for start-ups and existing businesses


Total N.C.  jobs created or maintained