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When small businesses succeed, everyone benefits.

But starting and maintaining a successful small business isn’t easy. Aspiring business owners face countless challenges—especially within rural and historically underserved communities.

Our Story

Carolina Small Business Development Fund creates economic opportunities across North Carolina.
We support communities by helping entrepreneurs build the businesses of their dreams.

We are dream catchers.

Our Story

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Your journey begins here. But It's not just a loan. You’ll gain access to capital, the skills to manage debt and build credit, and resources for financial education. To apply for a loan, please complete our online application.

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Western Women's Business Center

The mission of the Western Women’s Business Center is to provide capital, high quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Western North Carolina.

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Programa Empresarial Latino

Nuestra misión es proporcionar servicios de préstamos, asistencia técnica y herramientas de gestión empresarial a los empresarios hispanos y la comunidad latina en Carolina del Norte; en especial a aquellos que están social o económicamente en desventaja o desatendidos.

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Eastern Women's Entrepreneurship Center

The Eastern Women’s Entrepreneurship Center (EWEC) was created through a partnership between Carolina Small Business Development and Elizabeth City State University to provide an ecosystem of support to female entrepreneurs that will provide sustainable growth and job creation in Northeastern North Carolina. The mission of the EWEC is to provide capital, high-quality technical assistance, and programs that reduce barriers and serve as a catalyst to the success of women entrepreneurs in Northeastern North Carolina.

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Innovation and Entrepreneurship Center

Carolina Small Business Development Fund in partnership with Shaw University has established an Innovation and Entrepreneurship Center in Southeast Downtown Raleigh. The Center’s purpose is to: inspire, connect, encourage, and support startups, students and existing entrepreneurs.

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NEXXA Transportation

Joseph Rogers, Jr. is the owner of NEXXA Transportation, located in Charlotte, NC. While listening to a friend’s story about a negative experience renting a car, Rogers decided to start a company focused on generating positive experiences for its customers. Originally a chauffeur service, the company transitioned into the performance vehicle rental market to fill a gap in the Charlotte market, acquiring necessary capital with the help of Carolina Small Business Development Fund. Today, NEXXA is known for delighting its customers and providing rental services on a mix of sports cars, auto cycles, and motorcycles.

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$105,000 USDA Grant to Support CSBDF Rural Economic Development

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Carolina Small Business Board Spotlight: Dr. Paulette Dillard

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When Vision & Values are Shared: Partnering to Achieve Greater Impact for Small Businesses

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Our Lending Impact

$50.5 Million

Total investment since 2010

663

Total loans for start-ups and existing businesses

2,314

Total jobs created or maintained