Assessing the linkage between our work and positive socioeconomic outcomes.
The Economic Impact of Assisting Small Firms: An Analysis of CSBDF’s Lending Activities
Published in February 2020
Small businesses are cornerstones of sustainable economic development, but their impact can often be hard to define. Utilizing an input-output modeling approach, we evaluate the economic impact of firms assisted by CSBDF’s lending in fiscal year 2019. The data model suggests each small firm contributed to North Carolina’s economy by creating an average of $224,383 in payroll earnings, 4.8 full-time equivalent jobs, and contributing $20,755 in new tax revenues. Download the report and/or brief.
Operations Data Analysis
Examining the validity and accuracy of internal data collection processes.
2019 Loan Client Survey Cycle: Analysis of Generalizability
Published in February 2020.
The use of survey data to measure CDFI impacts is commonplace. But the ability to draw conclusions about survey findings depends on whether the data can be generalized. This report assesses the extent to which CSBDF’s 2019 survey of loan borrowers is generalizable. The data suggest the survey respondent pool is representative in nature, although respondents tend to disproportionately represent larger loans with a favorable repayment status. Download the report.
CSBDF’s organizational structure gives research staff independence in all work related to program evaluation and data analysis. The findings presented on this page are never edited or changed in any way by CSBDF’s management, regardless of any negative or positive implications.
We’re confident that our data stand up to public scrutiny. All of CSBDF’s data related to lending and technical assistance are available for public (non-commercial) use upon request. To ensure the confidentiality of clients, data are anonymized. To make a request, send us an email.