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African American Loan Fund

The African American Loan Fund addresses four key challenges facing the African-American small business community: credit worthiness, insufficient equity, lack of collateral, and need for business skills. The purpose of this program is to assist African-American entrepreneurs in growing and sustaining their businesses.

Business Services

The African American Loan Fund addresses four key challenges facing the African-American small business community: credit worthiness, insufficient equity, lack of collateral, and need for business skills. The purpose of this program is to assist African-American entrepreneurs in growing and sustaining their businesses.

Access to Capital

Eligibility

African-American-owned businesses (51% owned and controlled by one or more African Americans, principally managed by one or more African-Americans)

Flexible eligibility criteria using credit enhancements to address individual borrowers’ unique deficiencies in the areas of collateral, credit, and available equity.

Existing Businesses

Startup Businesses