CSBDF's offices are currently closed, except by appointment, to comply with NC's public health guidelines. All staff can be reached by phone/email.

North Carolina Small Business Recovery Fund

The North Carolina Small Business Recovery Fund provides low-interest loans to businesses affected by recent natural disasters


Loan Details:

Loan Eligibility:

Resilience Planning:

Our Business Services Team will work with business owners to develop a customized plan to address:

For more information about resilience planning resources, consultation and workshops in your area, contact Joe Battle at jbattle@carolinasmallbusiness.org

Emergency Bridge Loan Program Client Success Story

Medical Arts Pharmacy of Cumberland

Medical Arts Pharmacy is a unique neighborhood drugstore owned by devoted entrepreneur, Christina Washington, in Fayetteville, NC. After attending Pharmacy school in Cincinnati, Ohio, Christina moved to Fayetteville, NC, with her husband, where she’s been living now for 29 years.

In 1993, Christina decided to open Medical Arts Pharmacy with a goal to offer the best services to her community. The Pharmacy specializes in prescriptions, home health supplies, diabetes education and offers free delivery.

In October 2016, the Pharmacy was unexpectedly affected by Hurricane Matthew. The Pharmacy was flooded with up to 9 feet of water causing damage to the building and all inventory.  Aside from these losses, Christina was no longer able to afford to pay her employees. That’s when Christina applied for Carolina Small Business Development Fund’s Emergency Bridge Loan Program and was able to obtain capital for inventory and retain her employees.